Historical Spatial Banking Data (1972-2023)
Data may be used for non-commercial purposes free of charge.
Last Update: January 2026
Data may be used for non-commercial purposes free of charge.
Last Update: January 2026
Data Description
This repository provides access to longitudinal, spatial banking datasets reconstructed from Freedom of Information Act (FOIA) requests and historical archives. These datasets offer a longer time series than standard public releases, due to underlying FOIA requests. The data I provide are:
Historical Community Reinvestment Act data (lending to small firms at the bank-firm county-year level) from 1996-2021
Historical Summary of Deposits data (Bank branch-level deposits) from 1987-2023
Historical Branch Location data ending in 2021. Branch location data seem to be fully populated from 1972 onwards.
Access and Contents
The repository includes:
Raw Data: Original files as received from regulatory providers.
Processed Data: Cleaned, "ready-to-use" sample panels
Processing Code: Scripts used to generate the sample panels.
Documentation: Original regulatory data dictionaries alongside a simplified guide for the processed versions.
Acknowledgement
If you use these data, code, or data dictionary, I kindly ask that you cite the paper on which these datasets are based:
Maingi, Quinn. "Regional Banks, Aggregate Effects." Journal of Financial Economics (2026): [Paper] [Bibtex]
Contact
Feel free to reach out to me at qmaingi <at> marshall <dot> usc <dot> com with any questions